Kick Ass in Life: Money
Being frugal gets a bad reputation. Being called thrifty or economical or, God forbid, cheap is just such an insult. But frugality can actually be kind of fun.
If you don’t negotiate your salary, you’re leaving money on the table – there are these calculations that say that you can leave from half a million to a million on the table each year. That’s insane! That’s money that’s waiting for you to take.
In this episode, I talk to Shannah Compton Game of the Millennial Money Podcast to talk about how to think about money and change your money mindset – how to spend, how to save, how to pay off debt and so much more. Money doesn’t need to be scary.
Negotiation is hard. You are awesome for even trying! Many people don’t and they lose out of thousands of dollars over the long term. Don’t settle—you know how hard you’ll work.
Sent out a million resumes and haven’t heard back? Is your application going straight to the black hole? This practical and step-by-step approach will help you differentiate yourself in this hyper-competitive environment, get hired fast and launch a career. You have no time to waste in a job search – it’s time to kick ass in your career!
It’s time to get in gear because September is the beginning of the all new you. Wait. You check your calendar. January is four months away. September is just another month. You’re done with school, so why should you think about September as a transition time?
When I first moved to NYC, anxiety plagued me when I went out with friends. I hated birthday dinners where the check was ultimately split evenly, despite the fact I didn’t order or partake in the appetizers. I disliked meeting people for drinks because a $7 beer took away from what I had allocated next day’s lunch. At every turn, I saw temptations to spend money and it caused me stress, anxiety and a feeling like I was “less than.” I felt stuck.
First thing is first – do you have your emergency fund? Those 6 months of an emergency savings account? You do? Excellent! Next – you’re ready to invest. Really? You’re thinking – but wait, I don’t make much money. I’m just starting out? How could I possibly be ready to invest? Sure sure, but the power of compound interest will be a lifesaver. You see, what compound interest does is the great equalizer. You could make not a lot of…
Spending each paycheck as if it’s the paycheck you’ll get for the rest of your life is a mistake — you don’t know what will happen in the future. With every paycheck, set aside money to “pay yourself’. Start saving as much as you can until it’s uncomfortable. Why should you be uncomfortable now? Especially when you don’t even make enough to live the life you want to lead now? Why should you allocate any money toward savings especially since…
We did it. We got through 2017. 2017 was such a bummer in a lot of ways. I love changing over a year because it provides a world of opportunity. It’s like starting a new chapter in the book of you. Try to make actionable New Year’s Resolutions this year so you actually keep the resolutions. Wouldn’t it be incredible to look back on 2018 and realize, wow, I accomplished everything I set forth for myself! Here is how you…